2022 has taught me a lot. I changed my strategy, and today, I will share my learnings with you. Build your website for free with Odoo: https://www.odoo.com/r/fYl The book I mentioned "How to pay zero taxes": https://amzn.to/3Kb5iq3 This video is sponsored by Odoo Timestamps: 00:00 Millionaire habits I wish I knew at 20 00:35 Invest in yourself 02:33 Keep track of your income and expenses 03:20 Build a website for free with Odoo 05:48 Changing your mindset about making money 07:27 Take advantage of using credit cards 08:16 Decompose your goals 09:03 Invest and use savings accounts 09:57 Test different brokerages/apps 10:35 Save for retirement 11:01 Increase your tax refund I post daily stories about my life and business routine on my Instagram - https://www.instagram.com/linguamarina/ ⭐ ENROLL IN MY YOUTUBE COURSE - https://marinamogilko.co/yt_channel?utm_source=siliconvalleygirl&utm_medium=youtube&utm_campaign=habits_160223 ⭐ DOWNLOAD MY ENGLISH WORKBOOK - https://linguatrip.com/en/online/english/handbooks/english-as-a-lifestyle/?utm_source=siliconvalleygirl&utm_medium=youtube&utm_campaign=habits_160223 💰 INVESTMENT APPS & BOOKS: - Webull - https://a.webull.com/Tfjov8wp37ijU849f8 - Robinhood - https://join.robinhood.com/marinam241 - Listen to Tony Robbin's audiobook "MONEY Master the Game: 7 Simple Steps to Financial Freedom" - https://geni.us/QSXr - Interactive Brokers https://ibkr.com/referral/marina592 I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus) #siliconvalleygirl #millionairemindset